Xtracash Loan: Best Way To Apply And Repay For Xtracash Loan And Review

Xtracash Loan: Best Way To Apply And Repay For Xtracash Loan And Review


Loan eligibility is limited to citizens of Nigeria, Ghana, and Zambia, and access is provided exclusively through Quickteller, a division of Interswitch focused on financial technology.

Submitting an Application for an Xtracash Loan

In order to qualify for a loan from Xtracash, you must meet the following three requirements:



1. Sign up for a Quickteller account


To your Quickteller account, add a debit card.


3 Submit an Application for the Loan

How to Sign Up for a Quickteller Account:

To sign up with Quickteller, just follow the instructions below:


1. Sign up for Quickteller by clicking here.


2. Enter your contact information (name, email, and phone).


3. Use the passphrase of your choosing


4. if someone referred you to Quickteller, please provide their contact information below (this is optional)
5. Quickteller will send a welcome message to your inbox. A 7-digit activation number will be included in the email; please use this code when signing up with Quickteller.


6. Move forward by clicking the “Continue” button to confirm your phone number.


7. On the Quickteller signup screen, type in the one-time password (OTP) supplied to your phone.

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You did it! Your Quickteller account has been successfully established.

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Quickteller: Adding a Debit Card Instructions


To get a loan, you must first add a debit card.


in order to add funds to your account, please refer to the following:


1. Locate “payment method” on your Quickteller dashboard and click on it


2. Click on “Cards”

3. Click “Add”


4. Enter your card details


5. Enter your card pin


6. Now click continue

Step-by-Step Instructions for Obtaining a Loan from Xtracash

In order to obtain a loan from Xtracash, please proceed as described below.


  1. Access the Quickteller sign-in page here
  2. Go to the login page and enter your email address and password.
  3.  Navigate to the “Loan” tab in your dashboard.
  4. Click the “Request Loan” button now
  5. Find the loan offers labeled “Xtracash,” and then pick the loan amount and term that work best for you
  6. After settling on a decision, next step is to click on the option
  7. Pick the bank account that should receive the money
  8. To confirm your identity and complete the transaction, please enter your password

Thank you for applying for a loan with Xtracash; if approved, you may expect the funds to be sent into your bank account in less than 3 minutes.

Xtracash Loan Repayment Instructions

You can pay back your Xtracash loan in two (2) different ways:

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  1. Quickteller
  2. USSD code:

In just a few simple clicks on Quickteller’s website, you can settle your Xtracash loan:

  1. To access the Quickteller Click here
  2.  Go to the login page and enter your email address and password.
  3. Navigate to the “Loan” tab in your dashboard
  4. The status of your current loan will be displayed on the screen
  5. Then select “Repay Loan.
  6. Provide the credit card information for the account from which you wish the funds to be withdrawn
  7. Input your card’s security code and click “pay”
  8. After receiving the OTP through SMS, enter the 7-digit code and proceed to payment. It is expected that you would receive a confirmation that your loan has been paid off using the USSD Code:

Xtracash will send you a text message (SMS) reminder a few days before your loan’s due date. The message will also provide a USSD code that can be used to make a prepayment before the due date.

Repay your Xtracash loan with the *322*6# USSD code.

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